BMW Z4: 17 year old insurance

by **PaulReed** - Thu May 24, 2012 5:42 pm

Right, so I'm 17 years old, just passed my full UK car test & have 1 year no claims on my full UK motorcycle license.
I'm just wondering which insurance companies you'd recommend for a young driver for a Z4.

Any advice would be great.

by **Scrub01** - Thu May 24, 2012 6:10 pm

I'd call all of them.... and then play the best 2 off against each other. Make sure that you are comparing like with like though...

Direct Line were pretty good up to a point. I am now insured through Chris Knott. Having said that my Civic Type-R I got when I was 23 and my Zed was an early 26th Birthday present to myself!

So not quite the same...

Adding your mum and/or dad to the policy should help, along with keeping the mileage as low as possible. Making sure it is garaged etc.... You can't do much about your postcode but making sure the person quoting is completely aware of how you store your car will help - Mine is parked on the driveway, by the house which is nearly 400yrs from anyone else. Explaining this helped a little and I would imagine that every little bit will help.

Good luck...

by **jim80** - Thu May 24, 2012 6:11 pm

My insurance company 'Churchill' won't insure anyone under 30. This is also the case with my wife's which is 'Esure'. My wife is 28 and they agreed to put her on my policy because she has 8 yrs NCB.

by **Marf83** - Thu May 24, 2012 6:32 pm

jim80 wrote:My insurance company 'Churchill' won't insure anyone under 30. This is also the case with my wife's which is 'Esure'. My wife is 28 and they agreed to put her on my policy because she has 8 yrs NCB.

in 28 & with esure...no problems quoting!?

by **boblez** - Thu May 24, 2012 6:41 pm

Lol do you time travel to get to and from your Zed? 400 years from other houses?? lol

"Mine is parked on the driveway, by the house which is nearly 400yrs from anyone else. Explaining this helped a little and I would imagine that every little bit will help"

by **Scrub01** - Thu May 24, 2012 8:45 pm

boblez wrote:Lol do you time travel to get to and from your Zed? 400 years from other houses?? lol

"Mine is parked on the driveway, by the house which is nearly 400yrs from anyone else. Explaining this helped a little and I would imagine that every little bit will help"

erm... Yep. Think Stewie from Family guy....
Only with fatter fingers it would appear. Please read YARDS ... :oops:

by **jim80** - Thu May 24, 2012 10:03 pm

Marf83 wrote:
jim80 wrote:My insurance company 'Churchill' won't insure anyone under 30. This is also the case with my wife's which is 'Esure'. My wife is 28 and they agreed to put her on my policy because she has 8 yrs NCB.

in 28 & with esure...no problems quoting!?

Ok I will butt out! Just what the guy said on the phone! But you can't always believe the piffle they come out with I suppose.

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by **Marf83** - Thu May 24, 2012 11:15 pm

jim80 wrote:
Marf83 wrote:
jim80 wrote:My insurance company 'Churchill' won't insure anyone under 30. This is also the case with my wife's which is 'Esure'. My wife is 28 and they agreed to put her on my policy because she has 8 yrs NCB.

in 28 & with esure...no problems quoting!?

Ok I will butt out! Just what the guy said on the phone! But you can't always believe the piffle they come out with I suppose.

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sorry Jim, was just killing time earlier when I posted. Didn't mean to come across so short.

by **jim80** - Fri May 25, 2012 10:35 am

Marf83 wrote:
jim80 wrote:
Marf83 wrote:[quote="jim80"]My insurance company 'Churchill' won't insure anyone under 30. This is also the case with my wife's which is 'Esure'. My wife is 28 and they agreed to put her on my policy because she has 8 yrs NCB.

in 28 & with esure...no problems quoting!?

Ok I will butt out! Just what the guy said on the phone! But you can't always believe the piffle they come out with I suppose.

Sent from my iPhone using Tapatalk

sorry Jim, was just killing time earlier when I posted. Didn't mean to come across so short.[/quote]

No probs! No offence taken.

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by **AlanJ** - Fri May 25, 2012 11:02 am

Hi and welcome to the Forum :thumbsup:

It's going to be expensive whoever quotes you, and depends on what Zed you go for. good luck

by **markeg** - Fri May 25, 2012 11:58 am

Praying my son doesn't read this post - he is forever badgering me about letting him near the zed; always tell him we can't get him insured.... :evil:

by **uuf361** - Fri May 25, 2012 1:08 pm

Depending on where you live and which model you'd like quotes could easily run into several £000's mostly as you have no experience driving a car and are very young.....

by **PaulReed** - Fri May 25, 2012 6:26 pm

What would the cheapest model to insure (no more than 5/6 years old)?
Also preferably convertible

by **ksher** - Fri May 25, 2012 6:30 pm

Forget Z4. Get yourself a small car like Polo or Corsa (<1.4-litre).

by **Taz x** - Fri May 25, 2012 6:47 pm

17 and insurance for a Z4, good luck is all i can say