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Am I eligible?
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- Newbie
- Posts: 22
- Joined: Wed Nov 11, 2015 7:00 pm
- Location: Shrewsbury/Coventry
Am I eligible?
BMW Z4 3.0si 2007 Coupe
Age 23, 5 years no claims.
Currently paying £500.
Age 23, 5 years no claims.
Currently paying £500.
- ChrisKnottIns
- Member
- Posts: 633
- Joined: Mon Nov 03, 2008 11:13 am
Re: Am I eligible?
Hi, I'm afraid not. On a zed you'd need to be 25. Sorry about that.
Best,
Nick
Best,
Nick
Chris Knott Insurance - 0800 917 2274 (or 01424 200477)
Club code: Z4-866
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Onlinethecremeegg
- Member
- Posts: 752
- Joined: Sat Jan 23, 2016 11:43 am
- Location: North Hampshire
Re: Am I eligible?
I'm 29 and just got turned down for lack of experience in a powerful RWD car......every single mainstream insurer is fine and even comes out cheaper than my modded MX5. Not overly impressed!
Z4M - Interlagos Blue with Black Leather
Z4 3.0i - Sapphire Black with Red Leather - FOR SALE!
Z4 3.0i - Sapphire Black with Red Leather - FOR SALE!
- ChrisKnottIns
- Member
- Posts: 633
- Joined: Mon Nov 03, 2008 11:13 am
Re: Am I eligible?
The reason the scheme is so good for the majority is that the insurers resist attracting the riskier cases. The RWD experience is an important rating factor that protects the scheme in this way. We'll be great for you next year I'm sure but sorry we couldn't help you this year.
Chris Knott Insurance - 0800 917 2274 (or 01424 200477)
Club code: Z4-866
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- RJS-Z4
- Senior Member
- Posts: 2387
- Joined: Wed Feb 29, 2012 3:43 pm
- Location: SE London/Kent
Re: Am I eligible?
I've never actually been quoted by you, but will be giving you a call this week...ChrisKnottIns wrote:The reason the scheme is so good for the majority is that the insurers resist attracting the riskier cases. The RWD experience is an important rating factor that protects the scheme in this way. We'll be great for you next year I'm sure but sorry we couldn't help you this year.
I assume you have a thread with your criteria somewhere?
Oh, you've got to be north of 30??
Surely most people by that age struggle to get in and out of something like a z4?
Titanium Silver E85 Mods Done - 224's, Stubby, Amarone //M seats, ZHP, Retrofitted Wind Deflector, Aux In
- Machine monkey
- Lifer
- Posts: 11310
- Joined: Thu Oct 04, 2012 12:49 pm
- Location: In the shire Oxfordshire
Re: Am I eligible?
Oi cheeky I am 34 1/2 and can get in and out quite fine thanks!!!RJS-Z4 wrote:I've never actually been quoted by you, but will be giving you a call this week...ChrisKnottIns wrote:The reason the scheme is so good for the majority is that the insurers resist attracting the riskier cases. The RWD experience is an important rating factor that protects the scheme in this way. We'll be great for you next year I'm sure but sorry we couldn't help you this year.
I assume you have a thread with your criteria somewhere?
Oh, you've got to be north of 30??
Surely most people by that age struggle to get in and out of something like a z4?
- ChrisKnottIns
- Member
- Posts: 633
- Joined: Mon Nov 03, 2008 11:13 am
Re: Am I eligible?
The 30 age limit is an old one. I've updated the original post to reflect the current criteria (age 25) - viewtopic.php?f=22&t=7451&p=114196#p114196RJS-Z4 wrote: I've never actually been quoted by you, but will be giving you a call this week...
I assume you have a thread with your criteria somewhere?
Oh, you've got to be north of 30??
Surely most people by that age struggle to get in and out of something like a z4?
We did update members with the postcode relaxations, age relaxations and bhp relaxations as they occurred.
Chris Knott Insurance - 0800 917 2274 (or 01424 200477)
Club code: Z4-866
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- RJS-Z4
- Senior Member
- Posts: 2387
- Joined: Wed Feb 29, 2012 3:43 pm
- Location: SE London/Kent
Re: Am I eligible?
Thanks for the update, I'll call later in the week.ChrisKnottIns wrote:The 30 age limit is an old one. I've updated the original post to reflect the current criteria (age 25) - viewtopic.php?f=22&t=7451&p=114196#p114196RJS-Z4 wrote: I've never actually been quoted by you, but will be giving you a call this week...
I assume you have a thread with your criteria somewhere?
Oh, you've got to be north of 30??
Surely most people by that age struggle to get in and out of something like a z4?
We did update members with the postcode relaxations, age relaxations and bhp relaxations as they occurred.
Knew I wasn't going crazy though, your sticky post:
"Last edited by ChrisKnottIns on Tue Feb 09, 2016 1:39 pm, edited 3 times in total."
Titanium Silver E85 Mods Done - 224's, Stubby, Amarone //M seats, ZHP, Retrofitted Wind Deflector, Aux In
- RJS-Z4
- Senior Member
- Posts: 2387
- Joined: Wed Feb 29, 2012 3:43 pm
- Location: SE London/Kent
Re: Am I eligible?
That's a matter of opinion, gramps!Machine monkey wrote:Oi cheeky I am 34 1/2 and can get in and out quite fine thanks!!!RJS-Z4 wrote:I've never actually been quoted by you, but will be giving you a call this week...ChrisKnottIns wrote:The reason the scheme is so good for the majority is that the insurers resist attracting the riskier cases. The RWD experience is an important rating factor that protects the scheme in this way. We'll be great for you next year I'm sure but sorry we couldn't help you this year.
I assume you have a thread with your criteria somewhere?
Oh, you've got to be north of 30??
Surely most people by that age struggle to get in and out of something like a z4?
Titanium Silver E85 Mods Done - 224's, Stubby, Amarone //M seats, ZHP, Retrofitted Wind Deflector, Aux In
- ChrisKnottIns
- Member
- Posts: 633
- Joined: Mon Nov 03, 2008 11:13 am
Re: Am I eligible?
Yeah that's right, you prompted me to check the original post we made on Day 1 and make sure it was now correct. Thanks for the prompt.RJS-Z4 wrote: Thanks for the update, I'll call later in the week.
Knew I wasn't going crazy though, your sticky post:
"Last edited by ChrisKnottIns on Tue Feb 09, 2016 1:39 pm, edited 3 times in total."
Nick
Chris Knott Insurance - 0800 917 2274 (or 01424 200477)
Club code: Z4-866
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Onlinethecremeegg
- Member
- Posts: 752
- Joined: Sat Jan 23, 2016 11:43 am
- Location: North Hampshire
Re: Am I eligible?
The thing is I've got RWD experience, over 4 years of owning my own but apparently as it was only a 1.6 (no traction control, ABS, stability control etc) it doesn't count. Can I ask what you class as powerful enough to have owned to count as experience, out of interest?ChrisKnottIns wrote:The reason the scheme is so good for the majority is that the insurers resist attracting the riskier cases. The RWD experience is an important rating factor that protects the scheme in this way. We'll be great for you next year I'm sure but sorry we couldn't help you this year.
P.S I'm not expecting you to change your decision, it is just an odd one that I don't understand given that the average hot hatch nowadays has more power than a Z4!
Z4M - Interlagos Blue with Black Leather
Z4 3.0i - Sapphire Black with Red Leather - FOR SALE!
Z4 3.0i - Sapphire Black with Red Leather - FOR SALE!
- bluestreak56
- Lifer
- Posts: 4553
- Joined: Tue Aug 11, 2009 9:25 am
- Location: Maidenhead
Re: Am I eligible?
Are they saying they wont insure you full stop or that you arnt eligible for the forum scheme?thecremeegg wrote:The thing is I've got RWD experience, over 4 years of owning my own but apparently as it was only a 1.6 (no traction control, ABS, stability control etc) it doesn't count. Can I ask what you class as powerful enough to have owned to count as experience, out of interest?ChrisKnottIns wrote:The reason the scheme is so good for the majority is that the insurers resist attracting the riskier cases. The RWD experience is an important rating factor that protects the scheme in this way. We'll be great for you next year I'm sure but sorry we couldn't help you this year.
P.S I'm not expecting you to change your decision, it is just an odd one that I don't understand given that the average hot hatch nowadays has more power than a Z4!
- GingerNinja
- Member
- Posts: 163
- Joined: Tue Aug 19, 2014 11:13 pm
- Location: Shropshire
Re: Am I eligible?
Same thing happened to me when I got my Z two years ago. I was 40 with 6 years NCD, having been driving a 1.8 sport mx5 as my daily drive. Previous to that, all be it some time ago, I've had a 2.0 Manta & for short while a TR7 V8.
Got told they couldn't quote me as I didn't have enough experience behind a powerful RWD car. Go figure.
Ended up getting a great multi car deal for my Z, the wife's Honda & my sons first car.
TBH I won't be asking for a quote again, as I felt quite insulted.
Such a shame as I had been using the MX5 clubs deal with Footman James and it seemed logical to do the similar with the Z.
Got told they couldn't quote me as I didn't have enough experience behind a powerful RWD car. Go figure.
Ended up getting a great multi car deal for my Z, the wife's Honda & my sons first car.
TBH I won't be asking for a quote again, as I felt quite insulted.
Such a shame as I had been using the MX5 clubs deal with Footman James and it seemed logical to do the similar with the Z.
Never take life too seriously, nobody ever gets out alive!
2007 3.0si Roadster, Stratus Grey, Dream Red Leather, 18" mv2's in Anthracite & a huge stupid grin
2007 3.0si Roadster, Stratus Grey, Dream Red Leather, 18" mv2's in Anthracite & a huge stupid grin
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Onlinethecremeegg
- Member
- Posts: 752
- Joined: Sat Jan 23, 2016 11:43 am
- Location: North Hampshire
Re: Am I eligible?
Full stop! Don't think they even asked my age!bluestreak56 wrote:Are they saying they wont insure you full stop or that you arnt eligible for the forum scheme?thecremeegg wrote:The thing is I've got RWD experience, over 4 years of owning my own but apparently as it was only a 1.6 (no traction control, ABS, stability control etc) it doesn't count. Can I ask what you class as powerful enough to have owned to count as experience, out of interest?ChrisKnottIns wrote:The reason the scheme is so good for the majority is that the insurers resist attracting the riskier cases. The RWD experience is an important rating factor that protects the scheme in this way. We'll be great for you next year I'm sure but sorry we couldn't help you this year.
P.S I'm not expecting you to change your decision, it is just an odd one that I don't understand given that the average hot hatch nowadays has more power than a Z4!
Z4M - Interlagos Blue with Black Leather
Z4 3.0i - Sapphire Black with Red Leather - FOR SALE!
Z4 3.0i - Sapphire Black with Red Leather - FOR SALE!
- ChrisKnottIns
- Member
- Posts: 633
- Joined: Mon Nov 03, 2008 11:13 am
Re: Am I eligible?
The insurers are looking for equivalent experience, so similar power (plus RWD) to the Z.
Chris Knott Insurance - 0800 917 2274 (or 01424 200477)
Club code: Z4-866
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