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Does not Cover Manchester

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ianmuk
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Does not Cover Manchester

Post by ianmuk » Mon Jun 06, 2016 9:54 am

Hi,

I asked for a quote from these guys and was very disappointed to find that they don't cover the city centre of Manchester!

My Z4 is parked in a secure underground garage in my block of flats ... but apparently that does not matter as the underwriters wont cover my post code!

Ian

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ChrisKnottIns
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Does not Cover Manchester

Post by ChrisKnottIns » Mon Jun 06, 2016 10:25 am

Hi, sorry we couldn't help you but the insurers on our panel won't let us quote for high risk areas regardless of your garaging arrangements. Of course we'd love to be able to quote everyone AND keep the account profitable for insurers but that's not realistic.

Your subject line's a bit misleading as it's only some areas of Manchester we can't cover, such as City Centre.

best,
Nick
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Greg 01
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Does not Cover Manchester

Post by Greg 01 » Mon Jun 06, 2016 12:17 pm

Hi Ian .
I also live city centre manchester parked in underground secure car park was just about
To get in touch with Chris about my insurance
Renewal .
I won't be wasting a phone call now ! :thumbsdown:
Cheers Greg.
Ps there are two other z in the same car park .
Nachtblau metallic 3.0 si auto ,cup holders , whippy back on :thumbsup:

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Does not Cover Manchester

Post by jimmybell » Mon Jun 06, 2016 12:19 pm

Don't worry, they don't cover London either. Or generally anywhere i've tried them. Or if you're young, or basically not a Grade A+++ insurance candidate. Totally pointless forum scheme - would be better to pair up with an insurer we can actually use.
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Post by Z4M-2006 » Mon Jun 06, 2016 1:05 pm

I live in a small village in the high peak, only has 4 streets and a main road..

Guess what

Too high risk for Ck. Ha ha

That much of a risk that many companies quoted under £200 for my M coupe..

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Does not Cover Manchester

Post by Marlon » Mon Jun 06, 2016 1:17 pm

They wouldn't cover me either in Preston when I tried for my first Zed
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Greg 01
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Post by Greg 01 » Mon Jun 06, 2016 1:22 pm

At least I didn't go through all the questions only to be told no can do . :x
20 minutes of my life saved :thumbsup:
Now what to do in them 20 mins ! :D
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85genius
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Post by 85genius » Mon Jun 06, 2016 1:26 pm

Maybe a list of postcodes that aren't covered would be useful to the forum save people wasting their time calling
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Marlon
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Post by Marlon » Mon Jun 06, 2016 1:27 pm

85genius wrote:Maybe a list of postcodes that aren't covered would be useful to the forum save people wasting their time calling
+1
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Greg 01
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Post by Greg 01 » Mon Jun 06, 2016 1:39 pm

Post codes they do insure may be easier :thumbsup:
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85genius
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Does not Cover Manchester

Post by 85genius » Mon Jun 06, 2016 1:51 pm

Marlon wrote:
85genius wrote:Maybe a list of postcodes that aren't covered would be useful to the forum save people wasting their time calling
+1
Maybe a poll "would CKI insure you".......
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ChrisKnottIns
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Post by ChrisKnottIns » Mon Jun 06, 2016 3:00 pm

Guys, we'll insure most postcodes but there are some where the insurers require off road parking, or specifically garaging, or won't allow us to quote at all. In the Preston example above we can quote as long as the car is kept on a driveway or garaged overnight. In city centre Manchester they don't want to take on the risk. The insurers on our panel drill down to the digit after the space in the postcode so that they can get a more accurate risk reading.

Additionally, if you've had the Z4 and no previous experience of the performance then that's a no (not actually down to the postcode).

Rest assured there are plenty of this forum's happy members insured with us.
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Greg 01
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Post by Greg 01 » Mon Jun 06, 2016 3:21 pm

Lived in manchester city centre for years , 16 + years ncb .
Never had a problem before and this is my 3rd bmw convertible.
Chris knott :thumbsdown:
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Post by ronk » Mon Jun 06, 2016 4:55 pm

Greg 01 wrote:Lived in manchester city centre for years , 16 + years ncb .
Never had a problem before and this is my 3rd bmw convertible.
Chris knott :thumbsdown:
To be fair - they know the odds - just like bookmakers !
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Post by Mark555 » Wed Aug 17, 2016 12:07 am

Know the odds??????? Don't be ridiculous!!! I asked for a quote to beat Direct Line's of £190. They eventually came back with £550 with an outrageous excess and said it was because of my postcode! I live in a small, rural Yorkshire farming town. BOLLOCKS _ total rip-off outfit who should NOT be entertained. Why are they even plying their trade on this site anyway?

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