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speed awareness course

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Mr Tidy
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speed awareness course

Post by Mr Tidy » Sat Oct 14, 2017 10:20 pm

srhutch wrote: Sat Oct 14, 2017 9:39 pmAlthough advised to tell you insurance company, it not a legal requirement according to my colleague who attended the course.
Well they've only ever asked me about convictions, and seeing as attending a course isn't a conviction I can't see any reason to tell them! :)
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rooha
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speed awareness course

Post by rooha » Sat Oct 14, 2017 10:41 pm

Marlon wrote: Sat Oct 14, 2017 10:16 pm
srhutch wrote: Sat Oct 14, 2017 9:39 pm
dhobbs wrote: Sat Oct 14, 2017 8:46 pm

I checked online with LV and they didn't want to know. :thumbsup:
Although advised to tell you insurance company, it not a legal requirement according to my colleague who attended the course.
Correct
The guy giving the one I was on said to not tell my insurance company even if they asked outright.

idej_z4
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speed awareness course

Post by idej_z4 » Sun Oct 15, 2017 12:05 am

I’ve got my first next week and no plans to tell my insurance company- I feel I’ve paid the extra insurance premium by paying for the course.

I also think I’ll be one of those people everybody hates when they go on these things. There’s alway one gobby shite in the corner who has an answer for everything...hate that guy!!!

ScoobyR1
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speed awareness course

Post by ScoobyR1 » Sun Oct 15, 2017 2:29 am

:rofl:
idej_jedi wrote: Sun Oct 15, 2017 12:05 am I’ve got my first next week and no plans to tell my insurance company- I feel I’ve paid the extra insurance premium by paying for the course.

I also think I’ll be one of those people everybody hates when they go on these things. There’s alway one gobby shite in the corner who has an answer for everything...hate that guy!!!
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mcbeee
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speed awareness course

Post by mcbeee » Sun Oct 15, 2017 3:44 am

As my Dad was running the AAA Road services I got special pricing so I did an Advanced Defensive Driving course years ago, I was the only person in the room who took the course to be a better driver, the rest were taking points off ..... Did the Defensive Driving course as a pre- req for the ADD course, same thing , people trying to get licenses back. So why do I drive the cars I do? Coz they go fast..... doesn’t seem to add up , must be quantum physics at work. :D
Sold the Z4 M Roadster and a 911 Carrera S now I have a 2021 Z4 3.0i
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dhobbs
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speed awareness course

Post by dhobbs » Sun Oct 15, 2017 7:27 am

The advice given regarding insurance is to answer their questions.
Have you got points? No
If they ask have you been on a speed awareness course, then you have to say yes. If they do not ask, there is no reason to tell them.
I checked online before anyway and they were not interested.
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ric19
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speed awareness course

Post by ric19 » Sun Oct 15, 2017 4:16 pm

dhobbs wrote: Sat Oct 14, 2017 8:46 pm
ric19 wrote: Sat Oct 14, 2017 8:22 pm You should still advise your insurance company, I did
I checked online with LV and they didn't want to know. :thumbsup:
I told Admiral and they did,in fact it shows on my renewall

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ben g
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speed awareness course

Post by ben g » Sun Oct 15, 2017 8:49 pm

rooha wrote: Sat Oct 14, 2017 10:41 pm
Marlon wrote: Sat Oct 14, 2017 10:16 pm
srhutch wrote: Sat Oct 14, 2017 9:39 pm

Although advised to tell you insurance company, it not a legal requirement according to my colleague who attended the course.
Correct
The guy giving the one I was on said to not tell my insurance company even if they asked outright.
Same here. He said they could never find out as its not held on the same database as driving convictions.
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speed awareness course

Post by pvr » Sun Oct 15, 2017 10:45 pm

Marlon wrote: Sat Oct 14, 2017 10:16 pm
srhutch wrote: Sat Oct 14, 2017 9:39 pm
dhobbs wrote: Sat Oct 14, 2017 8:46 pm

I checked online with LV and they didn't want to know. :thumbsup:
Although advised to tell you insurance company, it not a legal requirement according to my colleague who attended the course.
Correct
Debatable though as if it is part of the insurance companies T&Cs, you are entering a contract without providing the "correct" details, providing a "get out" clause for the policy (third party they can never get out of, but they can try to get the costs back from you).

I don't buy into the statistics raping of selective data sets. It is easy to bend any statistics to provide a result you want.
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Marlon
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speed awareness course

Post by Marlon » Sun Oct 15, 2017 10:48 pm

pvr wrote: Sun Oct 15, 2017 10:45 pm
I don't buy into the statistics raping of selective data sets
Nice, I'll borrow that one if you don't mind :)
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mcbeee
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speed awareness course

Post by mcbeee » Sun Oct 15, 2017 10:50 pm

All that matters is the number of points on your license.....
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Mr Tidy
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speed awareness course

Post by Mr Tidy » Sun Oct 15, 2017 10:59 pm

pvr wrote: Sun Oct 15, 2017 10:45 pmDebatable though as if it is part of the insurance companies T&Cs, you are entering a contract without providing the "correct" details, providing a "get out" clause for the policy (third party they can never get out of, but they can try to get the costs back from you).
That's why you really need to read all the Ts & Cs. But if they draft the contract it is up to them to make sure they ask the right questions - if not the legal doctrine of "contra proferentum" applies (in simple terms if the party that drafts the contract leaves any ambiguity then any judgement on that issue will go against them).

Oh dear, I must have spent too many years spent handling insurance claims. :( :oops:
Coupes because stunning!
Current - Silver Grey MC, Imola Red heated Nappa & carbon trim. Aeros, H & R Coil-overs, 224s, OE Strut brace, Nav, cup-holders, DSP Hi-Fi, pdc, cruise, MFSW, no CDV! E90 330i daily
Gone - Montego Blue
Gone - Ruby Black

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