Car sale ...paypal?

[85genius]

I understand what folks are saying about Paypal and Ebay buyer protection. But if vehicles are specifically excluded from this and the vehicle collection company give you paperwork to prove you sent it (especially if you its the buyers appointed collection company). Won't that effectively be the same as say sending an item you have sold on Ebay via a postal company with a tracking number?

It could just be the buyer is skint and wants to purchase the car using a credit card, which I believe they can do through Paypal but won't be able to use for a bank transfer.

Or am I missing something here?

I'm with you on this. I use PP more and more as it's quick, easy and no need to reveal my bank details in any way to the seller.
If they are willing to do a Friends and Family payment (that is not linked to any specific purchase) and pay the fees, they are taking the risks. They are effectively giving you cash up front. Then just make sure the collection company sign for the car - also important to avoid speeding/parking tickets

Sorry mate you are wrong here, as much as I like paypal as a buyer as a seller you leave yourself open to abuse by dodgy buyers, sometimes you can fight it and I did recently fight a case where a scammer tried to seat a £400 mattress off me, but alos lost a case earlier this year where some t**t stole a bed.

Friends and family is fine from friends and family but is really shady when dealing with randoms as like I mentioned in my last post it can be cc funded and therefore charged back. It is NOT the same as cash or BT

[Ewazix]

One read of this sorry list of problems should convince you not to touch full payment with PalPal. It seems that PP don't offer buyer protection on cars but it still happens and there are sub-scams where people pay their PayPal account with a credit card, then charge back via that.

https://www.paypal-community.com/t5/Dis ... uage=en-gb

Scammers operate because sellers get greedy or desperate and take a chance despite their gut feeling.

[mr.tourette]

Im going to tread carefully for sure and see what occurs on Monday if the payment lands. In the meantime I will contact paypal tonight. If he sends a collection company I will get their details in advance and check them out and get written confirmation as well as a signed reciept on collection. I will check the t and c of paypal friends and family payments but Im pretty sure having used it myself that there is no possible comeback on it.

Im not going to proceed with anything unless Im 100% sure there is no possible comeback...tbh Id rather run the car for another year whilst saving for a new daily than take any risks..Ill keep you all informed and thank you for the feedback gents..it is much appreciated

[85genius]

Im going to tread carefully for sure and see what occurs on Monday if the payment lands. In the meantime I will contact paypal tonight. If he sends a collection company I will get their details in advance and check them out and get written confirmation as well as a signed reciept on collection. I will check the t and c of paypal friends and family payments but Im pretty sure having used it myself that there is no possible comeback on it.

Im not going to proceed with anything unless Im 100% sure there is no possible comeback...tbh Id rather run the car for another year whilst saving for a new daily than take any risks..Ill keep you all informed and thank you for the feedback gents..it is much appreciated

Seriously do not accept a friends and family payment from someone you don't know for that kind of money. If he can do paypal gift he can do BT

[mr.tourette]

I understand what folks are saying about Paypal and Ebay buyer protection. But if vehicles are specifically excluded from this and the vehicle collection company give you paperwork to prove you sent it (especially if you its the buyers appointed collection company). Won't that effectively be the same as say sending an item you have sold on Ebay via a postal company with a tracking number?

It could just be the buyer is skint and wants to purchase the car using a credit card, which I believe they can do through Paypal but won't be able to use for a bank transfer.

Or am I missing something here?

I'm with you on this. I use PP more and more as it's quick, easy and no need to reveal my bank details in any way to the seller.
If they are willing to do a Friends and Family payment (that is not linked to any specific purchase) and pay the fees, they are taking the risks. They are effectively giving you cash up front. Then just make sure the collection company sign for the car - also important to avoid speeding/parking tickets

Sorry mate you are wrong here, as much as I like paypal as a buyer as a seller you leave yourself open to abuse by dodgy buyers, sometimes you can fight it and I did recently fight a case where a scammer tried to seat a £400 mattress off me, but alos lost a case earlier this year where some t**t stole a bed.

Friends and family is fine from friends and family but is really shady when dealing with randoms as like I mentioned in my last post it can be cc funded and therefore charged back. It is NOT the same as cash or BT

How does that work then re the chargeback on cc ...how do they prove there was an issue to get the cc company to intervene?

[Wylie1]

I wouldn't trust anybody buying a £1000 vehicle sight unseen! If they really are skint, all the more reason to check the car out thoroughly!

Go with your instinct & walk away

[mr.tourette]

ugh...ffs..guess Im gonna have to cancel

[85genius]

I'm with you on this. I use PP more and more as it's quick, easy and no need to reveal my bank details in any way to the seller.
If they are willing to do a Friends and Family payment (that is not linked to any specific purchase) and pay the fees, they are taking the risks. They are effectively giving you cash up front. Then just make sure the collection company sign for the car - also important to avoid speeding/parking tickets

Sorry mate you are wrong here, as much as I like paypal as a buyer as a seller you leave yourself open to abuse by dodgy buyers, sometimes you can fight it and I did recently fight a case where a scammer tried to seat a £400 mattress off me, but alos lost a case earlier this year where some t**t stole a bed.

Friends and family is fine from friends and family but is really shady when dealing with randoms as like I mentioned in my last post it can be cc funded and therefore charged back. It is NOT the same as cash or BT

How does that work then re the chargeback on cc ...how do they prove there was an issue to get the cc company to intervene?

Firstly its if it is actually their card but we'll come to that later....

To do a CC charge back on a car they just need to find a fault (its a sub 1k car wont be hard to do) and call the CC company the card company may say we want a confirmation from a garage, so go get a written quote to fix the fualt with the cars no plate or vin on and you got yoursen a chargeback..... Your money disappears

Other thing is it could be not their credit card ie stolen... Then the card owner notices the payment on their statement in a months time and.... Your money disappears

Third possibility not their paypal account i.e. hacked someone stole their logins and paid you, real owner of said paypal account reports an unauthorised transaction.... Your money disappears

And that si going the "safe" friends and family route... Absolutely not worth the risk IMO

[85genius]

If it helps last time I sold a car on ebay the buyer was pissing around I sent a second chance offer to the next high bidder and he had BT'ed me the money and driven off with it within a couple of hours, would have been sooner but the battery died and he had to pick a new one up on his way over to collect

[Wylie1]

ugh...ffs..guess Im gonna have to cancel

It's annoying but better than losing your car/ money. The collection bit, i.e. a faceless transaction is the final nail in the coffin for me! They could simply be using a stolen/ cloned credit card.

There's some dodgy people out there and you just can't rely on everyone to play by the same rules honest folks live by.

[Ducklakeview]

Im going to tread carefully for sure and see what occurs on Monday if the payment lands. In the meantime I will contact paypal tonight. If he sends a collection company I will get their details in advance and check them out and get written confirmation as well as a signed reciept on collection. I will check the t and c of paypal friends and family payments but Im pretty sure having used it myself that there is no possible comeback on it.

Im not going to proceed with anything unless Im 100% sure there is no possible comeback...tbh Id rather run the car for another year whilst saving for a new daily than take any risks..Ill keep you all informed and thank you for the feedback gents..it is much appreciated

If he's using a stolen C/Card, it WILL get charged back to Paypal, and then you, regardless of it being a friends/family gift.

Mike

[mr.tourette]

Ok..all noted, thanks for the advice...I will tell him bacs or cash or no deal...actually Im just going to cancel it and bite the listing fees...really cant be arsed with selling a car this way..it can go off to the auction house next year once Ive tucked a bit more cash away

thanks again for all the input

[volumex65]

bank transfer or cash only for me on anything over twenty quid

[sticky]

NO NO NO NO NO, They can claim all sorts of damage by the delivery guy, is he insured or doing a favour is he liable for anything ?????
If the car arrives in a "lesser" condition then the buyer can claim against YOU regardless of what you say. It becomes your fault and your problem to make good any "claims" arising after delivery and using PP and ebay is only good for the "buyer". PP then holds YOUR money back until you prove it was ok on handover, try proving it. That"s the scam used by some where they claim faulty goods therefore lower price

[TitanTim]

If they want the car they will pay however you wish them too so if cash or instant bank transfer is a problem forget it.

Tim.