Ive got travel insurance and have declared to them a medical condition. They currently cover me for the condition and I have told them what medications are required to control it.
The annual trip to Germany is booked and paid for but the hospital say I can now go in for a procedure to correct the condition (elective surgery) but the insurers now they say they won't cover me unless I'm told I'm fit to travel after the procedure.
A. If I'm not fit to travel I will claim on the policy (£600 Ferry £1000 accomodation)
B. If I am fit to travel then the pre existing condition they previously covered me for will be better than before or cured.
I don't understand their logic - is it me????
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Travel Insurance
- ronk
- Lifer
- Posts: 14221
- Joined: Tue Feb 24, 2009 11:50 am
- Location: Durham
Travel Insurance
You don't stop playing when you get old - You get old when you stop playing!
So I bought a 35is with all the toys to play with.
So I bought a 35is with all the toys to play with.
- jabber
- Lifer
- Posts: 3138
- Joined: Mon Jul 05, 2010 9:23 am
- Location: Hampshire
Travel Insurance
They are covering themselves with the procedure my wife is in a similar position it boils down to them being sure you don't travel against medical advice
Z less again
14 E89 Z4 2.0 msport grey gone now
10 E89 Z4 3.0 Black auto now. Very sadly gone
Gone 04 E85 z4 3.0 Maldives blue smg
14 E89 Z4 2.0 msport grey gone now
10 E89 Z4 3.0 Black auto now. Very sadly gone
Gone 04 E85 z4 3.0 Maldives blue smg
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- Senior Member
- Posts: 2643
- Joined: Sat Apr 15, 2017 5:41 pm
- Location: Lincoln
Travel Insurance
I am in a similar position. I had a procedure in November 2016. At that time it appeared that I might need a second procedure. My recovery was better than expected and the doctors have decided a second procedure is not now necessary and have verbally given me the all clear. They told me that I would be able to fly one month after the first procedure. If a second was necessary,again I could fly one month after that. The insurance company are still insisting that I have written medical permission to fly in December 2017. They will not accept any verbal comments. So in essence as jabber says they are just covering their backs. But it is essential you comply with their demands or the insurance could be deemed invalid.
- ronk
- Lifer
- Posts: 14221
- Joined: Tue Feb 24, 2009 11:50 am
- Location: Durham
Travel Insurance
Update on my situation :-
I had a condition which I was covered for.
Offered elective surgery - condition now not covered.
Success in surgery - now covered for the condition surgery cured.
All within three weeks!
I had a condition which I was covered for.
Offered elective surgery - condition now not covered.
Success in surgery - now covered for the condition surgery cured.
All within three weeks!
You don't stop playing when you get old - You get old when you stop playing!
So I bought a 35is with all the toys to play with.
So I bought a 35is with all the toys to play with.
- Mr Tidy
- Legend
- Posts: 23789
- Joined: Wed Jul 02, 2014 12:18 pm
- Location: North West Surrey
Travel Insurance
Great news - enjoy the trip!
Coupes because stunning!
Current - Silver Grey MC, Imola Red heated Nappa & carbon trim. Aeros, H & R Coil-overs, 224s, OE Strut brace, Nav, cup-holders, DSP Hi-Fi, pdc, cruise, MFSW, no CDV! E90 330i daily
Gone - Montego Blue
Gone - Ruby Black
Current - Silver Grey MC, Imola Red heated Nappa & carbon trim. Aeros, H & R Coil-overs, 224s, OE Strut brace, Nav, cup-holders, DSP Hi-Fi, pdc, cruise, MFSW, no CDV! E90 330i daily
Gone - Montego Blue
Gone - Ruby Black
- ronk
- Lifer
- Posts: 14221
- Joined: Tue Feb 24, 2009 11:50 am
- Location: Durham
Travel Insurance
Thanks!
Im still in the take it easy stage, ie no lifting etc but how heavy can I make the E89 luggage bags?
Im still in the take it easy stage, ie no lifting etc but how heavy can I make the E89 luggage bags?
You don't stop playing when you get old - You get old when you stop playing!
So I bought a 35is with all the toys to play with.
So I bought a 35is with all the toys to play with.
-
- Senior Member
- Posts: 2643
- Joined: Sat Apr 15, 2017 5:41 pm
- Location: Lincoln
Travel Insurance
Good news. Glad all went well.