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Insurance Premiums
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- Member
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- Joined: Sat Aug 24, 2013 11:58 pm
Insurance Premiums
Hi all,
Last year I was insured fully comp with LV at a cost of £228 protected NCB.
This year nothing has changed....Still myself and wife.......Quote £328. Phoned them up to query quote...We can do a one year discount to £278. No explanation of 30% rise.
No Thanks said I...I will go with Saga!
Saga last year were £350.....This year, with better excesses than LV....quote came in at £224. On road parking, vandalism cover, LOW excesses, curtesy car etc.
I am sure they all make it up as they go along.
Regards, John Duggan aka The Hairy Angler.
Last year I was insured fully comp with LV at a cost of £228 protected NCB.
This year nothing has changed....Still myself and wife.......Quote £328. Phoned them up to query quote...We can do a one year discount to £278. No explanation of 30% rise.
No Thanks said I...I will go with Saga!
Saga last year were £350.....This year, with better excesses than LV....quote came in at £224. On road parking, vandalism cover, LOW excesses, curtesy car etc.
I am sure they all make it up as they go along.
Regards, John Duggan aka The Hairy Angler.
- A1GSS
- Senior Member
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Re: Insurance Premiums
You've done what everyone should do... ie never take the renewal quote with challenging it. There's always money off...!
Graham.
2011 Z4 23i sDrive Space Grey / Coral Red
2011 Z4 23i sDrive Space Grey / Coral Red
- pvr
- Legend
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Re: Insurance Premiums
Yep, even with my multi car policy with Admiral every year there is always that "special" discount they can apply on the phone. Always knocks a few hundred off that way.
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911-50 Black - unique spec
X5M - 575 hp of fun in a V8
Abarth 595 Comp.
Golf Clipper - collectors item
Z4 3.0si Black Sapphire
VW ID.3
Previous:
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Z4 3.0 Toledo
- Wyldie85
- Senior Member
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Re: Insurance Premiums
Every year mine goes up with Elephant. Last year £303.00. Nothing has changed in the last year. Renewal has come through at £356.00
So I will call them, have the chat. Admiral (elephant and admiral are the same people) has already offered an alternative at £311.00. Elephant will match/better it. Job done.
So many people don't challenge it or forget to by the renewal date and so the increase goes through.
So I will call them, have the chat. Admiral (elephant and admiral are the same people) has already offered an alternative at £311.00. Elephant will match/better it. Job done.
So many people don't challenge it or forget to by the renewal date and so the increase goes through.
- Marlon
- Lifer
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Re: Insurance Premiums
Totally agree, insurance companies rely upon customer apathy; paying a little extra each year without a fuss. It's always worth a call, well doneWyldie85 wrote:Every year mine goes up with Elephant. Last year £303.00. Nothing has changed in the last year. Renewal has come through at £356.00
So I will call them, have the chat. Admiral (elephant and admiral are the same people) has already offered an alternative at £311.00. Elephant will match/better it. Job done.
So many people don't challenge it or forget to by the renewal date and so the increase goes through.
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- Havard
- Senior Member
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- Location: Wigan
Re: Insurance Premiums
Like most business transactions. Loyalty will get you very little compared to going into a competitive market.
H.
H.
- Spikey
- Senior Member
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- Location: Stonehaven, Aberdeenshire
Re: Insurance Premiums
Yep just had that - AXA renewal was £365 up £80 on last year- done a search - went with Admiral at £228
Didn't give AXA a chance to re- quote - they should be making an effort!!
Didn't give AXA a chance to re- quote - they should be making an effort!!
- RickRob
- Lifer
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Re: Insurance Premiums
In the last 10 years I have been the Meercats best customer. Always compare the latest quote and always find a better deal than the renewal quote.
I cannot be bothered to call them to invite them to improve.
There's no concept of loyalty in this space - all of their marketing budget gets spent on recruiting new customers, whilst they are losing existing customers.
I cannot be bothered to call them to invite them to improve.
There's no concept of loyalty in this space - all of their marketing budget gets spent on recruiting new customers, whilst they are losing existing customers.
///M Roadster. 2007 Black/Black. Rear spoiler, whippy aerial, mud flaps and gimp-style wind deflector!
- srhutch
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Re: Insurance Premiums
My Admiral renewal came through the post and the premium was down by 20% on my car automatically which shocked mepvr wrote:Yep, even with my multi car policy with Admiral every year there is always that "special" discount they can apply on the phone. Always knocks a few hundred off that way.
- Marlon
- Lifer
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Re: Insurance Premiums
20% down hell bells! I can't recall my premiums ever reducing, you haven't changed postcode since the last renewal have you - like moved from central London to the outer Hebrides?srhutch wrote:My Admiral renewal came through the post and the premium was down by 20% on my car automatically which shocked mepvr wrote:Yep, even with my multi car policy with Admiral every year there is always that "special" discount they can apply on the phone. Always knocks a few hundred off that way.
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- Lifer
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Re: Insurance Premiums
Had my renewal today.....
2010 35is
Fully comp with protected no claims.... No points,no accidents,£250 excess.......Me and the missus...
£211...
2010 35is
Fully comp with protected no claims.... No points,no accidents,£250 excess.......Me and the missus...
£211...