Rare to se G29s in Marketplace here

[Beerman]

The G29 (and others) are specialist cars that need a warranty on sale, provision for that along with minor refurbishing, valeting etc needs to be built into the retail price I would think £3000 mark up would be realistic, in addition they make money out of finance and extra insurances and warranties you may buy.

What's specialist about a BMW Z4?

 

[deltasierra]

The G29 (and others) are specialist cars that need a warranty on sale, provision for that along with minor refurbishing, valeting etc needs to be built into the retail price I would think £3000 mark up would be realistic, in addition they make money out of finance and extra insurances and warranties you may buy.

What's specialist about a BMW Z4?

The B58 and other engines that use software integrated with gearbox and infotainment are in my opinion beyond the scope of DIY, there is very little you can do even if you do use a scanner. They are way more complex than an E85 or an E89 that you can usually fix with a manual and a scanner.

 

[Scubaregs]

Not many people buy £30k cars privately.

 

[Nanu]

I part ex'd mine with a London dealership and we agreed a price without them actually seeing my car. Was offered a fair price based on my description, which was substantially above what I had been offered by Motorway and WBAC. When I drove to the dealership and they inspected the car, I was given an extra £500 in the deal. Not many private buyers would do that I suspect

 

[Pondrew]

Not many people buy £30k cars privately.

That's ONLY because the average British person has got fuck all cash. Most people live on finance with their wages just 'servicing' the debts. The British have lived beyond their means for years. It makes the banks, car dealers, etc very very rich.

It doesn't get any better when they get old, either. The average 67 year old man in the UK retires with a net cash worth of £37k!! That is cash oin the bank and any pensions. And that's an average!
That is disgusting IMO.

 

[deltasierra]

Not many people buy £30k cars privately.

That's ONLY because the average British person has got f**k all cash. Most people live on finance with their wages just 'servicing' the debts. The British have lived beyond their means for years. It makes the banks, car dealers, etc very very rich.

It doesn't get any better when they get old, either. The average 67 year old man in the UK retires with a net cash worth of £37k!! That is cash oin the bank and any pensions. And that's an average!
That is disgusting IMO.

The average man - or woman in their 60s wouldn’t buy a G29, many drivers I see are retired couples who do have the pensions and savings to splash out on a nice open top sports car for touring, the Z4 fits that bill very nicely. Wife wanted a convertible for summer, our 1st Z was a 2.2 manual, nice car didn’t like the gearbox, changed that for 2.5si auto that was a great car we did a lot of miles in 2 yrs, we wanted more. We chose the M40, others might choose a 911 or an Aston, the local pub owner has a Ferrari (£250k), his wife hates.
OK so I’m a cheapskate, LOL

 

[Boyo]

Not many people buy £30k cars privately.

That's ONLY because the average British person has got f**k all cash. Most people live on finance with their wages just 'servicing' the debts. The British have lived beyond their means for years. It makes the banks, car dealers, etc very very rich.

It doesn't get any better when they get old, either. The average 67 year old man in the UK retires with a net cash worth of £37k!! That is cash oin the bank and any pensions. And that's an average!
That is disgusting IMO.

Interesting pension stat. Currently 6 million people in the UK, that is 18% of those in employment have jobs in the public sector. The vast majority of these will be on defined benefit pensions i.e gold plated/final salary. Auto enrolment has also had a very positive impact on the pension situation in the UK.

 

[CliveN]

Having been a civil servant for 35 years (now retired for 8 years) I can categorically say the years of gold plated pensions ceased a long time ago. I was one of the last on a final salary scheme. The bods now have an average scheme which matures at state pension age. For my step kids (two of whom are public sector) this currently means 69 years but will inevitably mean 70+ when they get there. We are not well off by any means; just careful

 

[Boyo]

What I am saying is public sector provide good pensions. I am not saying you are well off, but I am sure your net worth more than £37K.

 

[CliveN]

Maybe but that’s because I have always been careful. All I was saying that public sector pensions are no longer gold plated and that repeating that they are is old hat. They compare now to those that employers need to provide and employees to take out. In the past I grant you most people didn’t have occupational pensions and we did as a matter of course.

 

[Scubaregs]

Not many people buy £30k cars privately.

That's ONLY because the average British person has got f**k all cash. Most people live on finance with their wages just 'servicing' the debts. The British have lived beyond their means for years. It makes the banks, car dealers, etc very very rich.

It doesn't get any better when they get old, either. The average 67 year old man in the UK retires with a net cash worth of £37k!! That is cash oin the bank and any pensions. And that's an average!
That is disgusting IMO.

Doesn’t change the fact, no matter the reason.

 

[Zed Baron]

That's ONLY because the average British person has got f**k all cash. Most people live on finance with their wages just 'servicing' the debts. The British have lived beyond their means for years. It makes the banks, car dealers, etc very very rich.

It doesn't get any better when they get old, either. The average 67 year old man in the UK retires with a net cash worth of £37k!! That is cash oin the bank and any pensions. And that's an average!
That is disgusting IMO.

So, Pondrew ldman: are you saving up for the old folks home which is going to cost you between £800-£1500 per week, that will make a little dent in your stash of cash! But it will make the care home owners, etc very very rich.

 

[Beerman]

The G29 (and others) are specialist cars that need a warranty on sale, provision for that along with minor refurbishing, valeting etc needs to be built into the retail price I would think £3000 mark up would be realistic, in addition they make money out of finance and extra insurances and warranties you may buy.

What's specialist about a BMW Z4?

The B58 and other engines that use software integrated with gearbox and infotainment are in my opinion beyond the scope of DIY, there is very little you can do even if you do use a scanner. They are way more complex than an E85 or an E89 that you can usually fix with a manual and a scanner.

Every modern car works the same.

There is plenty of people that still have the ability to work on the cars and have better knowledge than main dealers.

There is nothing specialised about the Z4 above other cars.

 

[Pondrew]

I can categorically say the years of gold plated pensions ceased a long time ago.

No they didn't.
Lincs County Council has just been taken over by Reform UK and there is a big thing about them trying to get rid of FSPs in the Council.
I very much doubt Lincs is the only Council still offering FSPs to non-pension age employees.

 

[Pondrew]

So, Pondrew are you saving up for the old folks home which is going to cost you between £800-£1500 per week, that will make a little dent in your stash of cash! But it will make the care home owners, etc very very rich.

No, I wasn't talking about ME, just the general UK public.
But seeing as you mentioned it; it costs a massive amount more to run a care home than it does a sodding car dealership, or bank for that matter.

 

[Pondrew]

Interesting pension stat. Currently 6 million people in the UK, that is 18% of those in employment have jobs in the public sector. The vast majority of these will be on defined benefit pensions i.e gold plated/final salary. /

Exactly. So 18% are getting massive pensions (funded by the taxpayer), many have very good pensions and liquid assets, therefore there must be millions retiring with the square root of fuck all. So they get 'pension credit' cos they have spent the past 67 years being bloody useless with money.

I now live in an area of fairly low property values. It always amazes me how many people I know have cars worth more money than their houses. All on the never never of course (the cars and their hovels).

 

[CliveN]

Pondrew my point was relating to home civil servants not local government. Sorry I didn’t make this clear. Did you get out of bed the wrong way yesterday?!

 

[Nanu]

Final salary pensions differed greatly and the value would depend on how much the contribution was. For instance my first job in the Police it was compulsory and my contributions were 11% before tax (Increased to 12% when left). I went to work for the UK Gambling Commission and for a very similar scheme and better benefits my contributions were only 6%. A short time in the NHS contributions were 7%

 

[tiglon]

I'm under 50 and work in the private sector, so I have to ask the question... what's a pension?

Is it a thing that I pay for but only previous generations and the public sector get?

 

[Mr Tidy]

I worked in the insurance industry and most of my final salary pensions were non-contributory.

Some times being older has it's benefits!